Reverse mortgages, explained by someone who does them every day.
A reverse mortgage lets a homeowner turn part of their home equity into cash without a monthly mortgage payment. You keep title to your home. You still have to live in it as your main residence, pay property taxes and homeowners insurance, and keep it in good repair. The loan is repaid when the last borrower sells, moves out, or passes away.
Wymac Capital has arranged reverse mortgages for California homeowners for more than 25 years. Our team of experienced loan officers takes your application live, by video or phone (or in our Moraga office by appointment), so you never have to fight your way through a long online form.
Three ways we can help
- FHA HECM (age 62+). The government-insured reverse mortgage. HECM basics →
- Jumbo / proprietary reverse (age 55+). Private reverse mortgages for higher-value California homes, including homes above FHA limits. Learn more →
- Reverse Equity Advantage by Wymac (age 55+). An option built on a private reverse mortgage that lets you take cash now and set aside 10%–40% of your home’s value for later or for your heirs. Learn more →
Also see: Heirs & estate planning · Video library · FAQ
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Wymac Capital, Inc. · 346 Rheem Blvd #107, Moraga, CA 94556 (by appointment only) · Call or text 925-885-1919 · Main office 925-937-4300 · info@wymac.com
Real estate broker, California Department of Real Estate, License #01121628 · NMLS #18766 · DRE license information · NMLS Consumer Access · Equal Housing Opportunity
The site’s existing HUD/FHA footer disclaimer appears on every page. Information is general and not legal, tax or financial advice. Counseling is required before applying for a reverse mortgage.