Reverse mortgages for higher-value California homes.
We arrange private jumbo reverse mortgages from select lenders, paired with Wymac’s planning and guidance.
- For homes whose value goes beyond the FHA HECM limit ($1,249,125 for 2026).
- Loan amounts up to $4,000,000, depending on the lender.
- Available to California homeowners as young as 55.
- No FHA mortgage insurance. Condos may qualify without FHA approval. Some lenders still require the home to meet FHA health and safety standards.
- Lump sum (fixed) or line of credit (adjustable) options.
- These are private loans. They are not insured or endorsed by FHA, HUD or any government agency.
- California still requires counseling before application.
Private jumbo reverse mortgages are proprietary loan programs. They are not FHA-insured HECMs and are not endorsed by HUD, FHA or any government agency. Subject to lender approval, eligibility and program terms.
Want to protect part of your equity for later? See Reverse Equity Advantage by Wymac, an equity-reserve option available with a private reverse mortgage. Learn more →
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Wymac Capital, Inc. · 346 Rheem Blvd #107, Moraga, CA 94556 (by appointment only) · Call or text 925-885-1919 · Main office 925-937-4300 · info@wymac.com
Real estate broker, California Department of Real Estate, License #01121628 · NMLS #18766 · DRE license information · NMLS Consumer Access · Equal Housing Opportunity
The site’s existing HUD/FHA footer disclaimer appears on every page. Information is general and not legal, tax or financial advice. Counseling is required before applying for a reverse mortgage.