Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
October 17, 2024
Don’t Get SCAMMED by Fake Domain Renewal Notices! #shorts #scams
Received a fax this morning – yes, a fax – and it was a total scam! They wanted $350 to "renew" my domain name, but they aren't even my registrar! Don't fall for these tricks.
October 16, 2024
Almost Half of Bay Area Residents Want to Move – Here’s Why! #shorts #housing
Almost half of Bay Area residents are considering leaving due to high housing costs, but what if you didn’t have to go? Let's talk about smart financial strategies like refinancing or downsizing to help you stay….
October 15, 2024
Free Snacks or Free Mortgage Tips? What Would You Choose? #shorts
Ever wondered why people will happily grab free samples but ignore free financial advice? Let’s talk about why mortgage tips that save you thousands are better than free cheese! Don’t miss this light-hearted take on…
October 15, 2024
Maximize Retirement with a Reverse Mortgage in SF Bay Area! #shorts #retirement
With a reverse mortgage, you can stay in your home, eliminate monthly mortgage payments, and unlock some key tax advantages. Learn how to age in place and benefit from smart tax planning!
October 14, 2024
Don’t Get Scammed by Big Lenders: How to Avoid Paying Excessive Mortgage Fees! #shorts #mortgage
In this video, I’m breaking down a frustrating experience where a big box lender tried to charge my friend 2.375 points just to buy a home with a minimal down payment. If you’re buying a home, don’t let lenders push…
October 14, 2024
Boost Your FICO Score with These Easy Hacks! #shorts #fico #creditscores
Boost your FICO score fast! In this video, I’ll share quick tips that can make a big difference in your mortgage savings. From paying down balances to keeping old accounts open, these simple strategies can help you…
October 13, 2024
Why Did My Credit Score Drop After Paying Off a Loan? 💡 #shorts #creditscores
Ever wondered why your credit score drops after paying off a loan? It’s a common question, and I’m here to explain how closing an account can impact your credit. Don't worry – it’s usually temporary!
October 12, 2024
Why Mortgage Rates Change Daily – Here’s the Real Reason! #shorts
Why do mortgage rates change daily? It’s all about the 10-year Treasury yield! Keep an eye on it for a hint on where rates are headed.
October 11, 2024
Zero Down Mortgages: The Hidden Costs You Need to Know! #shorts
Zero down mortgages sound like a dream, but are they worth it? If you’re a veteran or eligible for a USDA loan, yes! Otherwise, many people find it smarter to save for a 3-5% down payment to avoid the high costs of…
October 11, 2024
Hidden Truths: How the Jobs Report Just Cost You Money! #shorts #jobs
The latest jobs report looks better than it really is, and it’s going to cost you. If the usual adjustments had been made, the job growth would’ve been way lower – and mortgage rates wouldn't have jumped 0.27% in one…
October 10, 2024
Rent is Paying Your Landlord’s Mortgage! Time to Buy? 🏠🍕 #shorts #rentvsbuy #pizza
Paying rent? It’s basically paying for your landlord's mortgage. You want the pizza, don’t you?
October 9, 2024
Want to Move In Before Halloween? Time’s Running Out! 🎃🏡 #shorts #halloween
Want to be in your new home by Halloween? Time is running out! You’ve got just days to get under contract if you want to move in before the spooky season hits. Let’s make it happen!
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate