Let Our Patented RateAnalyzer System Watch Your Mortgage Rate for Free
Whether you closed your current home loan with Wymac Capital or with another lender, you don’t have to watch the mortgage market every day to know when refinancing makes sense. RateAnalyzer, our patented rate-tracking technology developed by Sourcetec, Inc. and licensed to Wymac Capital, monitors your existing interest rate and loan balance against live wholesale pricing across our lender network.
Whenever rates move and it becomes economically worthwhile to lower your interest rate or improve your loan term (often on a no-points, no-fees basis where the new lender credits all of the standard closing costs), we alert you immediately.
Why Monitoring Beats Paying Points Upfront
Big retail banks and national call-center lenders frequently try to talk borrowers into paying discount points or $15,000+ in closing costs to buy down a slightly lower rate. Over the past 30+ years, history has shown that borrowers rarely hold a mortgage long enough to reach the multi-year break-even point before rates drop again or life plans change.
Taking a competitive market rate (or a no-points, no-fees loan) and letting RateAnalyzer watch the market for your next no-cost refinance opportunity helps you capture lower rates whenever the market offers them, without risking thousands of dollars upfront.
Enroll Your Mortgage in RateAnalyzer Tracking
Enter your current mortgage details below so we can monitor your rate and home value changes automatically. Please do not include your Social Security number or any financial account numbers on this form.
Prefer to talk through your numbers live with a licensed loan officer right now? Request a video or phone appointment or start our 3-minute Quick Application.
Wymac Capital, Inc. · 346 Rheem Blvd #107, Moraga, CA 94556 (by appointment only) · Call or text 925-885-1919 · Main office 925-937-4300 · info@wymac.com
Real estate broker, California Department of Real Estate, License #01121628 · NMLS #18766 · DRE license information · NMLS Consumer Access · Equal Housing Opportunity
Cypher and RateAnalyzer are proprietary technologies of Sourcetec, Inc., licensed to Wymac Capital.