🚨 Don’t fall for these mortgage mistakes in 2025:
1️⃣ Cash-out loans start higher, but in 6-7 months you can refinance into a better rate.
2️⃣ Paying points and fees? Takes 6 years to break even. By then, rates will likely be lower anyway.
3️⃣ 7-year ARMs are worth a look if you plan to move or refinance before then.
Smarter choices today save you thousands tomorrow. Follow to MASTER your mortgage.
Have questions about buying, refinancing, or tracking your mortgage rate in California?
Call or text 925-885-1919, request a video or phone appointment, enroll in free RateAnalyzer rate monitoring, or start our Quick Application.
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate