Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
January 16, 2026
Your parents’ house could cost you dearly #inheritance #wealthtransfer
A $4.6 trillion real estate wealth transfer is underway, but simple mistakes can cost families dearly. How property is transferred matters more than most people realize.
January 15, 2026
Job Market Just Broke Records – Don’t Get Fooled #trending #economy #news
Weekly jobless claims dropped to 198,000, beating every estimate. But seasonal noise and slowing hiring complicate the story. Mixed labor data keeps mortgage rates volatile.
January 14, 2026
What a $500K-$1M HomenReally Costs Per Month
Monthly payments change fast. Here’s what buying a $500K-$1M home in California actually looks like today.
January 14, 2026
Existing Home Sales Just Surprised Everyone
Existing home sales ended 2025 stronger than expected, with December marking the strongest pace in nearly three years. Inventory plunged 18% in a single month, keeping supply extremely tight and prices supported….
January 13, 2026
New Home Supply Isn’t What It Looks Like
New home sales remain strong, but the supply numbers are widely misunderstood. Out of 488,000 homes for sale, only 122,000 are actually completed. Most inventory is still under construction or not even started.
January 13, 2026
Inflation Looks Flat But the Details Matter
Inflation held at 2.7%, but the rounded headline hides the fact that it actually fell. Core stayed flat, shelter remains sticky, and holiday travel distorted lodging costs. Despite a decent report, mortgage rates are…
January 12, 2026
Former Fed Chairs Sound the Alarm
Three former Fed chairs just warned that political pressure on the Federal Reserve has crossed a dangerous line. When the architects of modern monetary policy speak up together, it’s not about renovations. It’s about…
January 12, 2026
Trump CLASHES with His Own Fed Chair Appointment
The Federal Reserve is designed to be independent, even from the president who appoints its chair. Watching a president publicly attack the Fed chair he selected highlights how little direct control the White House…
January 9, 2026
Jobs Miss Expectations And Revisions Make It Worse
The latest U.S. jobs report reveals a significant miss on expectations, with only 50,000 new private sector jobs added in December, far below the anticipated 73,000. This data, alongside downward revisions for…
January 8, 2026
Mortgage Rates Could Plummet with this MASSIVE $200B Move?
A proposed $200 billion mortgage bond purchase could push mortgage rates lower for years if it’s implemented. But homeowners should avoid paying points and fees now and focus on true no-points, no-fees refinances to…
January 8, 2026
Layoffs Are Falling But Jobs Aren’t Booming
Layoff plans are falling, but that does not mean the job market is suddenly strong. Companies are not firing aggressively, but they are also not hiring aggressively. This is stability, not a rebound.
January 7, 2026
Banning Investors From Housing Could Backfire
Banning institutional investors from buying single-family homes sounds like an easy fix for affordability. But the data shows they own a small share nationally, and in some cases their capital keeps housing projects…
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate