Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
August 19, 2025
S&P Holds U.S. at AA+… What That Means for Your Rates #shorts #MortgageTips #Economy
S&P just held the U.S. at AA+ Tariff money is plugging the budget hole
August 18, 2025
Should Foreigners Be Banned From Buying U.S. Homes? #shorts #ForeignInvestment #MortgageTips
Foreigners just spent $56B on U.S. real estate, the biggest jump in 8 years. Nearly 80,000 homes.
August 18, 2025
Will Powell Crash Mortgage Rate Hopes at Jackson Hole? #shorts #powell #jacksonhole
This week is packed: Homebuilder sentiment is down, Gen Z buyers are lost, and Powell speaks at Jackson Hole on Friday. Will he confirm a September cut or crush hopes? Rates sit at 6.59%, the lowest since October….
August 17, 2025
Britney Explains Credit Card Debt 😂 #shorts #britney #debtfree
Not an addiction”… but $100K in credit card debt says otherwise. Maybe it’s time to stop feeding the banks and start using your home equity to reset.
August 17, 2025
Use Your Mortgage to Kill Credit Card Debt #shorts #debtfree #creditcards
Paying 24% on credit cards while holding a 4% mortgage? That makes no sense. A cash-out refinance lets you use your home equity to consolidate debt at a much lower interest rate. Keep more of your money and get out…
August 16, 2025
Reverse Mortgage That Protects Your Equity #shorts #mortgagetips #reversemortgage
A reverse mortgage does not have to take all your equity. With our Reverse Equity Advantage, you can protect 5% to 40% of your future equity for you or your heirs. Keep more of your home’s value – guaranteed.
August 15, 2025
Consumer Confidence Drops – Time to Refinance? #shorts #mortgagetips
Consumer sentiment is falling and inflation expectations are rising. If your mortgage rate is above the mid 6s, now might be the best time to move into a better position before rates shift again. Follow for more…
August 14, 2025
PPI SPIKES – Will the Fed Still Cut Rates in September? #shorts #inflation #PPI
The latest PPI report is flashing red: headline inflation for producers jumped to 3.3%, and Core PPI hit 3.7%. Some components feed into the Fed’s PCE gauge and stayed tame, but tariffs and rising costs are squeezing…
August 14, 2025
Trump’s Not Suing Over a Building… It’s About Crushing Powell #shorts #trump #powell
Trump threatening to sue Powell over a building? Please. This isn’t about the décor – it’s about leverage. Trump’s using his favorite negotiating move: swing the biggest hammer possible until he gets what he wants….
August 13, 2025
Jumbo Fed Rate Cut Could Slam Mortgage Rates Lower #shorts #federalreserve #interestrates
The latest inflation data has doves calling for a jumbo Fed rate cut – but here’s the catch: if the BLS had been reporting realistic numbers, rates might already be lower. The spread between 10-year Treasuries and…
August 13, 2025
Home Ownership Crisis: Why Buying Is Harder Than Ever #shorts #homebuyers #housingcrisis
The Home ownership crisis remakes US and the numbers are brutal. You now need $125K a year to afford median mortgage payments, up 60% since 2021. Median income? Just $80,610. Renting is cheaper than buying in 49 of…
August 12, 2025
July CPI: Tariff Panic Was a 0.02% Nothing Burger 🍔 #shorts #inflation #tariffs
July CPI is in: Headline inflation 2.7% YoY, Core CPI 3.1% Tariff panic? More like a nothing burger… those items added just 0.02% to CPI.
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate