Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
July 19, 2025
Why Some Homeowners Are Already Underwater in 2025 #shorts #underwater
A growing number of homeowners are underwater on their mortgages – not because prices crashed, but because they overpaid. This video explains how bidding wars pushed people into negative equity and what you should…
July 18, 2025
Recession Risk Is Falling – What That Means for Mortgage Rates 🏡 #shorts #recession
Recession risk just dropped to 33% – and that could mean lower mortgage rates. In this video: what the Fed might do next and how it impacts your home buying strategy.
July 17, 2025
Homebuilders Are Slashing Prices – Here’s What You Need to Know #shorts #MortgageTips #Homebuilders
Homebuilders are slashing prices at the fastest pace in 3 years, and if you're a buyer, this could be your window. With mortgage rates near 7%, builders are offering big discounts and even rate deals – but not all of…
July 16, 2025
Powell in Trouble? Trump Allies Want Him Out! #shorts #trump #powell
The Fed says the economy is “slightly” growing, but mortgage rates remain sky-high. And now Chairman Powell is under pressure to resign over a half-billion dollar cost overrun – while Trump circles. Here’s how the…
July 16, 2025
Why the Fed WON’T Cut Rates Next Week 👀 #shorts #inflation #powell
June’s PPI was flat – but don’t let that headline fool you. CPI is still climbing, and the labor market is way too hot for a Fed pivot. Next week’s rate decision? No cut. No relief.
July 15, 2025
Trump Wants to Fire Powell – Here’s Why That Could Backfire #shorts #trump #powell
Trump wants Jerome Powell out – but it might backfire. The Fed doesn’t work like that, and if this mess shakes markets, your mortgage rate could go UP. Here’s the breakdown.
July 15, 2025
Inflation Is UP… But Should You Freak Out? #shorts #inflation #interestrates
Inflation ticked higher in June – but it was exactly what the market expected. Despite the scary headlines, the 3- and 6-month CPI trends still show inflation cooling under 3%. Here’s what it really means for…
July 14, 2025
Powell Out = Lower Mortgage Rates? #shorts #pulte #powell
Did the head of Fannie & Freddie just say Jerome Powell resigning would be good for the economy? Yup – and the mortgage world is buzzing.
July 14, 2025
No Capital Gains Tax to Sell Your Home? Greene’s Plan Explained #shorts #MTG #capitalgains
Could this new bill finally fix the capital gains trap keeping seniors stuck in their homes? Marjorie Taylor Greene's proposal to eliminate taxes on home sale profits might help older homeowners move before a death…
July 11, 2025
Home Prices Are STILL Going Up… Even With High Jobless Claims #shorts #economy #powell
The Fed is split. Jobless claims are high. And home prices? Still rising. If you’re waiting for a crash, you may be waiting forever. The smart money is making moves now.
July 10, 2025
Trump Wants Powell Gone – But Can He Actually Fire Him? #shorts #trump #powell
Powell says he won’t resign even if Trump wins. Trump says he’ll sideline the Fed if needed. What does that mean for your mortgage? A LOT. Watch this now – your wallet depends on it.
July 9, 2025
Fed Split on Tariffs Could Keep Mortgage Rates High #shorts #federalreserve #powell
The Federal Reserve is split on whether Trump’s global tariffs will reignite inflation. Some fear rate cuts are off the table, while others downplay the risks. Here’s why this indecision could keep mortgage rates…
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate