Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
April 3, 2025
Still Have a 7% Mortgage Rate? You’re Overpaying! #shorts
If your mortgage rate starts with a 7, you're likely overpaying. Rates have come down – message me to see how much you could save!
April 3, 2025
Still Employed? Now’s the Time to Refi – Before It’s Too Late #shorts #layoffs #jobs
Layoffs are rising – and if you lose your job, you likely won’t qualify to refinance. Under federal rules, you must prove income to get approved. That’s why the time to act is BEFORE you're laid off.
April 1, 2025
What’s Happened to Mortgage Rates OVER THE YEARS! #shorts #mortgage
Rates are unpredictable and there’s no easy way to judge right time to buy a home. If you can afford to buy and want to become a homeowner this year I’m here to help! Follow me for more insider tips and hacks to…
April 1, 2025
Reverse Mortgage = Freedom? 🏡💸 #shorts #freedom #reversemortgage
Reverse mortgages aren’t what most people think. You keep your home, stop monthly payments, and get tax-free cash from the equity you’ve built. DM me if you're 55+ and want to see if this works for you.
March 31, 2025
Visa Travel Warnings Are Freezing the Housing Market 🧊🏡 #shorts #immigration #tech
Visa holders in tech are being warned: don’t leave the country. This travel uncertainty is freezing homebuying in key markets – but that creates opportunities for others to get ahead.
March 31, 2025
💥 Rocket Just Bought Mr. Cooper – What It Means for You 🏡 #shorts #rocketmortgage #mrcooper
Rocket just bought Mr. Cooper for $9.4B – and it could change the mortgage game! With Rocket owning Redfin too, they’re building a full end-to-end real estate platform. Big win for brokers and buyers alike.
March 29, 2025
You Don’t Need 20% Down to Buy a House 🏡💥 #shorts #FirstTimeBuyer
Still waiting to save 20% down? You don’t need it! There are loan programs with as little as 3% or even 0% down.
March 27, 2025
🚫 FHA Cuts Off Immigrant Buyers Starting May 25 – Don’t Miss the Deadline! #shorts #FHA
FHA just changed the rules. Non-permanent residents can no longer get FHA loans starting May 25. If this affects you, act now – you must be under contract and have a case number by May 24. DM me to talk through your…
March 26, 2025
Rent Just Hit $2,200. Still Think Buying Is Worse? #shorts #RentvsBuy #Homebuyer
Rent just hit $2,200/month in the U.S., but people still hesitate to buy a home?! Watch this before you waste another dollar renting. DM me to explore your options!
March 25, 2025
Consumer Confidence CRASHES – But Home Prices Still Climb 😳🏠 #shorts #economy #consumerconfidence
Consumer confidence just hit its lowest level in 12 years But home prices are still rising. Want to know what that means for your mortgage strategy? Don’t wait for clarity – this could be your moment to act.
March 25, 2025
🏡 Home Prices Just Hit a New All-Time High! 📈 #shorts #homeprices #CaseShiller
Home prices just hit another record! Case-Shiller shows a 0.6% rise in January and 4.1% year-over-year. Don’t wait for prices to drop – this market is still moving ⬆
March 24, 2025
“Should I buy now or wait for a crash?” 🤷♂️ Chandler has thoughts… #shorts #chandler #friends
Someone always says “the market might crash”… even when prices go up year after year. Chandler gets it – we’re done listening. If you can afford it, it’s probably time to buy. Let’s talk!
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate