Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
January 6, 2025
Do Mortgage Rates REALLY Impact Home Prices in 2025? 🤔 #shorts
Welcome to 2025, where rates do matter for home prices. Lower rates = higher affordability = higher demand = price growth. Don’t get confused – stay ahead this year!
January 4, 2025
Credit Card Debt Over $1.17 Trillion in 2025 – Time to Take Action! #shorts #2025
Americans owe over $1.17 TRILLION in credit card debt. Is it time to break free? Let’s talk about how to tackle this massive challenge and build a better financial future. What’s your plan to get ahead in 2025?
January 3, 2025
Is the Housing Market REALLY Crashing in 2025? Here’s the Truth! #shorts
Is the housing market crashing in 2025? Not so fast! Despite a 12% surge in listings, we’re still 32% below pre-pandemic levels. This isn’t a crash – it’s a recalibration. Prices are still rising, and move-in-ready…
January 2, 2025
Top 4 Mortgage Mistakes to Avoid in 2025! #shorts
Have questions about buying, refinancing, or tracking your mortgage rate in California?Call or text 925-885-1919, request a video or phone appointment, enroll in free RateAnalyzer rate monitoring, or start our…
December 31, 2024
Renting vs. Owning: Whose Wealth Are You Building? 🏠💸 #shorts
Did you know you’re paying a mortgage whether you rent or own? The only question is – whose wealth are you building? Let’s talk about why buying a home could be your best financial move!
December 27, 2024
Still Waiting for Home Prices to Drop? Here’s Why That’s a Mistake! #shorts
Still thinking home prices will drop next year? Think again. The market isn’t budging – 2025 trends are pointing up. Comment below if you’re ready to make your move or have questions about the market!
December 27, 2024
Why 7% Mortgage Rates Aren’t Stopping Homebuyers! #shorts #homebuyer
The housing market is evolving – 7% mortgage rates aren’t stopping buyers! Sales are climbing, and demand is building. Waiting for rates to drop? A dip below 6% could spark a big surge! Let’s chat about how this…
December 26, 2024
Stop Overpaying Credit Card Interest – Use Home Equity Instead! #shorts
STOP giving banks your hard-earned money! With credit card rates over 20%, they’re raking it in – at your expense. Homeowners, listen up: You could use your equity to save thousands a year and take back control of…
December 25, 2024
Merry Christmas Everyone!
Have questions about buying, refinancing, or tracking your mortgage rate in California?Call or text 925-885-1919, request a video or phone appointment, enroll in free RateAnalyzer rate monitoring, or start our…
December 24, 2024
BOI Deadline Reinstated: File Now or Face Penalties! #shorts #fincen #boi
BOI Filing Deadline Back On! The court has lifted the stay on Beneficial Ownership Information (BOI) reporting, and filings are now due by January 13, 2025. Don’t wait until it’s too late – here’s what you need to…
December 23, 2024
Reverse Mortgage Denied? Here’s Why You Shouldn’t Give Up
Told you don't have enough equity for a reverse mortgage? Don't give up yet! We helped a CPA when others said no! There might be more options out there for you!
December 22, 2024
What Do You Mean Rates Are Up??? #shorts
Fed cuts rates = mortgage rates drop, right? WRONG! Knowing the difference can save you $$$. Here’s why these rates don’t move together and what that means for homebuyers!
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate