Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
October 2, 2025
Hiring PLUMMETS to Lowest Level Since 2009 with Layoffs SPIKING 🚨
The labor market is flashing warning signs. The Challenger report shows planned hiring is at the lowest level since 2009, while planned layoffs are the highest since 2020. That stress in the job market could slow…
October 1, 2025
Economy Shutdown BLINDS Markets and Jobs Data Completely
The shutdown is blinding the economy. With no BLS jobs data, no jobless claims, and no Big Jobs Report, the Fed and markets are flying blind. For housing, that means more uncertainty for mortgage rates and a tougher…
October 1, 2025
Govt Shutdown Causes TOTAL Chaos As Schumer’s $1 Trillion Plan BACKFIRES
The U.S. government just shut down after a spending standoff. The House passed a resolution, more than half the Senate backed it – including three Democrats – but it failed under the 60-vote rule. With no…
October 1, 2025
ADP Jobs Report Reveals HUGE Disappointment with 32K Loss vs 50K Expected
The jobs market just face-planted. ADP showed a loss of 32,000 private-sector jobs in September – we were expecting a gain of 50,000. Last month’s numbers were revised lower by 57,000 too, and with the shutdown…
September 30, 2025
MORTGAGE Rates Will Go Crazy During Government Shutdown?
Washington’s shutdown drama isn’t just politics. The BLS says the jobs report won’t be released if the government shuts down. That means the Fed will be flying blind while deciding on interest rates.
September 30, 2025
HOME Prices Are Slowing Down But Won’t Crash This Year?
Case-Shiller shows slower price growth… but don’t expect a crash. Home prices didn’t fall off a cliff – they just grew more slowly in July, according to Case-Shiller.
September 28, 2025
Rossmoor Walnut Creek: Not Cash-Only After All! 🏡✅
Need a mortgage in Rossmoor, Walnut Creek? Most lenders say no because of Fannie Mae and Freddie Mac’s non-warrantable condo rules. Wymac Capital works with lenders who will finance Rossmoor purchases so you don’t…
September 26, 2025
TRUMP Sparks Shutdown Showdown Over Federal Jobs?
This isn’t your usual DC budget fight. The House passed a funding bill, but Schumer wants to use the shutdown threat to add hundreds of billions in new spending.
September 26, 2025
Is PCE INFLATION Really Driven by Fake Rent? 🤯
The Fed’s favorite inflation gauge is up again Headline PCE: 2.7%
September 25, 2025
Are Student Loans RUINING Your Credit Score in 2025?
Student loan delinquencies are wrecking credit scores Millennials & Gen Z, banks don’t care why you’re late – they’ll slash limits and shut cards down fast.
September 25, 2025
What’s Happening to California Housing in 2025?
Existing home sales look “flat” but the reality is shocking. 20% of homes sold above list price
September 24, 2025
Can You Get a Mortgage in Rossmoor Walnut Creek? ✅
Rossmoor in Walnut Creek, California is considered a non-warrantable condo community, which means Fannie Mae and Freddie Mac won’t back loans here. Most lenders say ‘no,’ but at Wymac Capital we work with lenders who…
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate