Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
October 12, 2026
Should You Pay Mortgage Points When Interest Rates Are High?
Thinking about paying thousands of dollars in mortgage points to get a lower interest rate? Before you do, consider this: If mortgage rates fall and you refinance before recovering that upfront cost, you could lose…
October 11, 2026
Should You Put 20% Down on a House or Keep Your Savings?
Should you put 20% down on a house just to avoid private mortgage insurance (PMI)? Not necessarily!
October 10, 2026
Want to Buy a House? YES I DO! 😂🏡
Want to know what it would take to buy your own home? That's exactly what I'm here for!
October 9, 2026
Americans Are Spending BIG MONEY But Do They Have ANY Left?
AMERICANS ARE SPENDING MONEY THEY MAY NOT HAVE! Consumer sentiment just fell to 46.3, near an all-time low!
October 9, 2026
1 in 5 Families Behind on Debt! Homeowners, Act NOW!
Nearly 1 in 5 American families reported falling behind on debt payments, according to a new Federal Reserve survey covering the period through 2025.
October 8, 2026
Your Bank Denied Your Mortgage? They Might Be WRONG! 😳
SELF-EMPLOYED AND DENIED A MORTGAGE? Your bank might not have the right loan program for you!
October 8, 2026
What’s REALLY Happening with the Jobs Report NOW!
The job market is sending mixed signals! Only 197,000 Americans filed new unemployment claims last week. That's four consecutive weeks below 200,000!
October 7, 2026
The Fed Just Warned Another Rate Hike Is Coming 🚨
If you're waiting for the Fed to rescue mortgage rates, pay attention. The Fed minutes released today show that MOST officials believe another rate hike will likely be appropriate before the end of the year.
October 7, 2026
Mortgage Rates are SKYHIGH at 7.63% now what?
Mortgage rates are surging again, with Mortgage News Daily showing the average 30-year fixed at 7.63%. If you’re buying a home right now, don’t automatically throw thousands of dollars at points to buy down your rate.
October 6, 2026
Why You Should Consolidate Your Debt Today #finance #money #shorts
That 3% mortgage might not be as valuable as you think. If you're carrying tens of thousands of dollars in credit cards, car loans or personal loans at much higher rates, you need to look at the cost of ALL your debt.
October 5, 2026
What’s REALLY Driving You CRAZY About Mortgage Rates?
Waiting for lower mortgage rates might make sense. But don’t make the decision based on the rate alone.
October 5, 2026
Americans Are Spending BIG Money But Is It Sustainable?
Americans keep spending, even while consumer confidence is collapsing. But spending more money does NOT mean you're doing better.