Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
September 27, 2026
Buying a Home? Do THIS Before You Start Shopping 🏡
Buying a home in 2026? What you do BEFORE you start house hunting can matter just as much as the house you choose.
September 25, 2026
Mortgage Rates Just Jumped to 7.49% 😳
Mortgage rates were around 7% last week. Today, MortgageNewsDaily has the average 30-year fixed at 7.49%.
September 25, 2026
Mortgage Rates SKYROCKET to 7.45 Percent Now What?
Mortgage rates just hit 7.45% according to Mortgage News Daily. And now sellers are starting to feel it.
September 24, 2026
Mortgage broker email sign-offs that hit different 😂 #homeowner #funny
Mortgage lenders don’t always end emails with “Best regards.” Sometimes it’s:
September 24, 2026
Mortgage Rates Hit 7.37%… DON’T PANIC
Mortgage rates hit 7.37% today, the highest level since May 2024. But remember: we were closing mortgages in the low 8s in October 2023.
September 22, 2026
Is Redfin RIGHT About This Being a BUYER’S Market Now?
Redfin says this is the strongest buyer’s market on record. But Redfin’s own Home Price Index says prices rose 3.7% over the last year.
September 22, 2026
America Is Building Computers Instead of Homes 🤯
America is now investing more money in computers than housing. AI and data-center investment is exploding while residential investment is struggling under high interest rates.
September 21, 2026
Waiting for 3% Mortgage Rates? 😂
Just wait. Home prices will crash AND mortgage rates will go back to 3%.” That’s not a strategy. That’s trying to perfectly time two different markets.
September 21, 2026
The Fed’s Inflation Story Just Changed AGAIN
The Fed’s inflation story just changed AGAIN. Chicago Fed President Austan Goolsbee says strong demand may now be contributing to inflation, not just oil, tariffs, and other supply shocks.
September 20, 2026
Which is SMARTER Buying a House FIRST or a $80K Truck?
That $80K truck payment could seriously reduce how much house you qualify for. If buying a home is in your future, figure out the mortgage FIRST.
September 19, 2026
You Got The House 🏠 Do These 6 Things First
YOU GOT THE HOUSE!!! Before you start decorating, buying furniture, and arguing over where the couch goes… do these things FIRST.
September 18, 2026
EVERYTHING Is Getting More Expensive Again 😳
Everything is getting more expensive again. Inflation is running hot. Gas prices jumped. Oil is around $100 a barrel. Mortgage rates are hovering around 7%. And wages haven't been keeping up.