Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
September 10, 2026
FED Rate HIKE Coming Next Week with 70% Odds?
What a difference a few hours can make. After this morning’s PPI inflation report and another surge in oil prices, markets are now pricing roughly a 70% chance of a Fed RATE HIKE next week.
September 10, 2026
Mortgage Rates JUST Broke Above 7% Again?
Mortgage rates are officially back above 7%. Mortgage News Daily has the average 30-year fixed at 7.07%, up 0.10% today and above 7% for the first time in more than a year.
September 10, 2026
10-Year Treasury JUMPS Over 4.9% After Hot Inflation Data
The 10-year Treasury just pushed above 4.9% and is flirting with 5%. This morning's Producer Price Index showed wholesale inflation running at 5.4% year over year, up from 4.8% just one month ago.
September 9, 2026
“Marry the House, Date the Rate” Aged Poorly 😂
Marry the house, date the rate!” If your mortgage only makes sense because you’re counting on rates dropping later, it doesn’t make sense today.
September 9, 2026
Are Adjustable Rate Mortgages REALLY Too RISKY Now?
Remember “marry the house, date the rate”? That was a BET that you'd be able to refinance later.