Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.

June 18, 2025
These States Have the Most Psychopaths 😳 (Not Who You’d Expect!) #shorts #psychopaths #crazy
I was sure California would make the list of most psychopathic states… have you seen our people?! But nope – turns out the real psychos are hiding in places you’d never expect. This has nothing to do with mortgages,…

June 18, 2025
The $24,000 Mistake First-Time Homebuyers Make 😱 #shorts #homebuyer
Most first-time buyers in the Bay Area are shocked by closing costs – often around 3% of the purchase price. But here’s the trick: in many cases, you can negotiate to have the seller pay them. Don’t skip this step -…

June 18, 2025
Fed Holds Rates AGAIN – Mortgage Rates Still Stuck! #shorts #fed #powell
The Fed held rates steady AGAIN – but inflation, tariffs, and job market cracks are already shaking the system. Mortgage rates are stuck, and borrowers are left in limbo. Want to know what this means for YOU? Watch…

June 17, 2025
Homebuilder Confidence Crashes to Pandemic Lows! #shorts #homebuilder #economy
Homebuilder sentiment just crashed to near-pandemic lows. 37% of builders are slashing prices. NAHB expects single-family construction to fall in 2025.

June 17, 2025
Redfin’s Housing Data Is WAY Off 😳 Here’s the Truth #shorts #redfin #homebuyers
Redfin says there are 500,000 more sellers than buyers – but their math doesn’t check out. The real inventory numbers are almost 1 million lower than what they’re claiming. Don’t fall for bad data – get local…

June 16, 2025
Student Loans Just Wrecked Millions of Credit Scores 💥 #shorts #studentloans #creditscores
Millions of credit scores just dropped over 100 points. Student loan payments are back – and it’s blocking people from buying homes.

June 16, 2025
The Fed Is Breaking the Mortgage Market 📉 #shorts #fed #powell
The Fed is frozen, even as global central banks cut rates. This indecision is keeping mortgage rates artificially high – here’s what buyers and homeowners need to know.

June 15, 2025
Redfin’s Housing Chart Is Totally Wrong 😳 Here’s What They’re Not Telling You #shorts #redfin
Redfin says there are 1.94M sellers and only 1.45M buyers? Yeah… that’s not real. They overstated inventory by 900,000 and guessed the rest.

June 14, 2025
Credit Card Panic? Refinance Before It’s Too Late 💳🔥 #shorts #debtrelief #debtfree
Discovering massive credit card debt can lead to significant **financial stress**, but there are **credit solutions** available. Consider **refinance** options and explore **debt consolidation** to ease the pressure…

June 14, 2025
Trump Calls Powell a “Numbskull” Over Rates – What It Means for You 🏠 #shorts #trump #powell
Trump vs. Powell Trump wants the Fed to slash rates by 2%, calling Powell a “numbskull.”

June 13, 2025
Why Consumers May Be Wrong About Inflation #shorts #economy #inflation
Consumer confidence just jumped – but mortgage rates aren’t relaxing yet. Here’s why sentiment may be wrong – and why timing your loan now could save you thousands.

June 13, 2025
Israel Strikes Iran: What It Means for Mortgage Rates 🏠💣 #shorts #IsraelIranwar
Israel hits Iran. Iran fires 100 drones back. Oil up, markets down, rates in danger. Lock your mortgage before this chaos hits your wallet.
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate
