Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
June 3, 2025
This Reverse Mortgage Lets You Keep 40% of Your Equity #shorts #reversemortgage #mortgagetips
What if your reverse mortgage didn’t eat up all your equity? With Reverse Equity Advantage by Wymac, you can access your equity now and preserve up to 40% for your heirs – even if your loan balance grows into the…
June 3, 2025
Layoffs Rising While Hiring Slows – Here’s Your Warning #shorts #JOLTS #Jobs
Layoffs are rising. So are job openings. It’s a strange market – and it’s hitting mortgage approvals hard. If your job isn’t 100% secure, don’t wait to refinance or buy. Job losses don’t show up in your credit score……
June 2, 2025
Banks Are Cutting Credit Limits – Act Fast! #shorts #Credit
Banks are slashing credit card limits and freezing HELOCs – without warning. If you're counting on your credit lines to be there when you need them, you might want to draw down NOW. Don’t keep HELOC funds in the same…
May 30, 2025
Sellers Want More 💰 Buyers Can’t Pay 😬 #shorts #housing #redfin
Sellers want top dollar. Buyers want lower payments. But with mortgage rates climbing again, neither side is budging – and the housing market is stuck. Here’s what this standoff really means for home prices.
May 29, 2025
Tariffs Blocked… Then Unblocked?! What This Means for Rates 📉📈 #shorts #trump #tariffs
A federal court blocked President Trump's tariffs, but an appeals court has temporarily reinstated them. This legal battle adds uncertainty to the market, potentially affecting mortgage rates.
May 29, 2025
Jobless Claims Surge – Will the Fed Cut Rates Now? #shorts #unemployment #federalreserve
Unemployment claims are rising – and that could trigger lower mortgage rates. If you’re thinking about buying or refinancing, this is your window. Follow for real-world tips that will save you money.
May 28, 2025
The Fed Is STUCK – What That Means for Your Mortgage #shorts #Fed #mortgage
The Fed says “be patient” – but that’s code for “we’re stuck.” Inflation risks are rising again, and rate cuts may be off the table. Here’s what that means for mortgage rates – and what smart buyers are doing about it.
May 28, 2025
Why Homebuyers Aren’t Waiting for Rates to Drop #shorts #homebuyers #interestrates
Homebuyers aren’t backing down – even with mortgage rates near 7%. Why? Because waiting has already priced out too many. Learn how the smart ones are winning now, not later.
May 27, 2025
Home Prices Are Up But Sizes Are Down! #shorts
New homes are shrinking – but they’re more expensive per square foot than ever. Builders are cutting space, not prices. If you’re buying a new home in 2025, this is what you need to know before signing anything.
May 27, 2025
Consumer Confidence Just Spiked – Here’s Why It Matters #shorts #economy
Consumer confidence just jumped for the first time in six months – and it wasn’t even close. Delayed tariffs and better trade talks have people feeling more optimistic. But is this the start of something real… or…
May 26, 2025
Always Broke? This Is Why. #shorts #debtfree #creditcards
Credit card rates. BNPL payments. Mortgage stress. When you finally sit down and look at your monthly debt load… it all makes sense.
May 24, 2025
Zillow Says Home Prices Will Drop – Should You Wait to Buy? #shorts #zillow #homebuyer
Zillow says home prices will drop for the first time since 2011. But not every market is falling – and not every buyer should wait. I’ve got the real story behind the headlines so you can make the smartest move possible.
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate