Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
May 15, 2025
Rolling Back 2008 Bank Rules… Smart? #shorts #banks #GFC
U.S. regulators are rolling back banking rules created after the 2008 crash. Because what could go wrong… right?
May 15, 2025
Coinbase Scammers Had My Info 😳 #shorts #scams #coinbase
Coinbase was hit with a massive data breach – and I’ve gotten scam calls from people who had my name, address, and even knew my banks. This is your reminder: Never confirm personal info on an incoming call.
May 14, 2025
The Trade Truce Isn’t Helping You Yet #shorts #tariffs #smallbusiness
The U.S. and China agreed to a tariff truce – but small businesses aren’t feeling the relief. Costs are still high, margins are tight, and the damage is already done.
May 14, 2025
State Farm Just Raised CA Rates 17% 😳 #shorts #california #statefarm
State Farm just got approval to raise rates by 17% in California – and more hikes may be coming. Here’s why insurance costs are exploding… and why switching providers isn’t as easy as you think.
May 13, 2025
Inflation Is Lower Than They’re Telling You #shorts #CPI #Inflation
CPI just hit 2.3% – but don’t be fooled. Core inflation is still high because of one made-up number: Owner’s Equivalent Rent.
May 12, 2025
Reverse Mortgages Aren’t Just for the Broke #shorts #reversemortgage #retirement
Most people think reverse mortgages are a scam – but that’s just not true. Wealthy retirees use them all the time to protect cash, delay Social Security, and avoid selling in a down market.
May 12, 2025
Nobody’s Buying or Selling Right Now #shorts #homesales #hombuyers
Spring is usually the hottest season for real estate – but this year, it’s falling flat. High rates and high prices are keeping buyers and sellers stuck.
May 11, 2025
New US-China Deal Just Signed 🇺🇸 🇨🇳 #shorts #tariffs #china
The U.S. and China just signed a new trade agreement after tense negotiations in Geneva. While tariffs remain high, this deal could ease inflation pressures and eventually affect interest rates.
May 11, 2025
Home Prices Don’t Crash in Recessions #shorts #homeprices #recession
Most people think home prices drop during a recession – but history shows that’s usually not true. In fact, buying during a downturn might be one of the smartest moves you can make.
May 10, 2025
Rent Is Up 30% Since 2019 😳 #shorts #rent #rentvsbuy
Rents are up over 30% since 2019 – and it’s not your imagination. Renting makes it harder to save, while owning a home helps you build wealth over time.
May 10, 2025
US-China Trade Talks Hit Your Wallet 💥 #shorts #tariffs #china
The U.S. and China are back at the table – but trade talks like this don’t just affect global politics. They impact your mortgage rate, inflation, and financial future.
May 9, 2025
BART Shut Down the Bay Area Today 😳 #shorts #BART #masstransit
BART completely shut down this morning – in the tech capital of the world – over a networking issue. No trains, packed buses, and total chaos across the Bay Area commute.
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate