Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
May 8, 2025
US-UK Trade Deal: Will Prices Drop? #shorts #tariffs #trump #starmer
The U.S. and U.K. just announced a major trade deal – cutting tariffs on cars, steel, and more. It’s being called historic, but will it actually help consumers?
May 8, 2025
Ford Just Raised Prices – Here’s Why It Matters #shorts #Ford #Tariffs
Ford just raised prices up to $2,000 on three of its most popular models – thanks to new U.S. tariffs. If you’re financing a car and planning to buy a home, this could crush your budget.
May 8, 2025
Powell Said ‘Waiting’ 22 Times 😤 #shorts #Powell #federalreserve
The Fed held rates steady – again – and Powell used the word “waiting” 22 times in one press conference. While they wait, mortgage rates stay high and buyers fall behind.
May 7, 2025
Fed Holds Rates – Mortgage Relief Delayed Again #shorts #federalreserve #powell
The Fed just held rates steady again – and warned that global risks like tariffs could delay cuts even longer. That means mortgage rates are likely to stay high… and homebuyers need a strategy.
May 6, 2025
That Car Payment Might Kill Your Mortgage #shorts #carpayments
Americans rushed to buy cars before tariffs – and now many can’t afford the payments. That big auto loan? It could block you from qualifying for a home loan.
May 6, 2025
$1M Starter Homes in 230+ Cities #shorts #FirstTimeHomeBuyer #zillow
Starter homes now cost $1 million or more in over 230 U.S. cities – triple what we saw five years ago. This isn’t luxury real estate; it’s the new normal.
May 5, 2025
Buy a Home with Just 3% Down? Here’s the Truth! #shorts #homebuyer #mortgage
Most people still believe you need 20% down to buy a home. The truth? You might only need 3% – and the difference could mean the chance to finally stop renting. If you’re serious about buying, this is the info you…
May 5, 2025
The Hidden Costs of Homeownership in 2025 #shorts #MortgageTips #HomeBuyer
Owning a home in 2025 costs over $50K more per year than renting – and it’s not just your mortgage. From insurance to maintenance, everything’s more expensive.
May 4, 2025
Too Smart to Refinance Credit Card Debt? #shorts #debtfree #creditcards
Someone told you it’s irresponsible to use your home equity? Meanwhile they’re paying 29.9% APR on their credit cards
May 3, 2025
What Banks HIDE About Reverse Mortgages! #shorts #reversemortgage #retirement
Most banks won’t tell you how powerful a reverse mortgage can be – because they don’t offer them! If you’re 55+ and sitting on equity, this could change your retirement.
May 2, 2025
Gen Z Is Losing Hope in the Job Market #shorts #genz
Career confidence is falling – especially for Gen Z. LinkedIn’s latest data shows younger workers are losing faith in their future, and the job market isn’t helping.
May 2, 2025
Fake Jobs Data = No Rate Cut! #shorts #fakenews #unemployment #jobs
The April jobs report just killed any chance of a Fed rate cut. Despite recession signals and falling inflation, rates are staying high – because the BLS keeps releasing bogus job numbers.
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate