Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.

May 23, 2025
Job Confidence Just Hit Pandemic-Era Lows – Here’s Why It Matters #shorts #jobs
Job confidence just dropped to its lowest point since the pandemic lockdowns. If you’re feeling uncertain about your future, you're not alone – and for homeowners, now might be the right time to rethink your…

May 23, 2025
Using BNPL to Buy Groceries? Homeowners Have a Better Option #shorts #BNPL #creditcards
Americans are using Buy Now, Pay Later loans to buy groceries – and now they’re falling behind. If you're a homeowner with debt, there’s a better way. I’ll show you how to use your equity to escape this trap for good.

May 22, 2025
Home Sales Just Hit a 15-Year Low – Here’s Why #shorts #homesales #homebuyers
April home sales just hit their lowest level since 2009. Record-high prices and nearly 7% mortgage rates are freezing out buyers during what's supposed to be peak season. Here’s what it really means for your mortgage…

May 21, 2025
No Tax on Tips? Here’s What It Means for Your Mortgage #shorts #tips #mortgage
No tax on tips? A new Senate bill could let workers keep up to $25,000 in tip income tax-free. This could be a game-changer for anyone trying to qualify for a mortgage or save for a home. Follow for expert insights…

May 20, 2025
Inventory Just Snapped Back to 2019 Levels! Here’s Why That Matters #shorts #housing #inventory
Housing inventory is back to 2019 levels – and that changes everything. Buyers finally have more options, and sellers face new pressure to price right. Follow for tips that will save you thousands on your next move.

May 20, 2025
Jamie Dimon Flips on Bitcoin – Now Everything Changes #shorts #jamiedimon #bitcoin
Jamie Dimon once called Bitcoin a fraud. Now JPMorgan is offering it to clients. This shift could be the start of something big – especially for real estate. Follow me to stay ahead of the next wave of disruption.

May 19, 2025
Only ONE Rate Cut in 2025? The Fed Just Changed the Game #shorts #Fed #Bostick
The Fed just shifted gears again. Atlanta Fed President Raphael Bostic says we may only get one rate cut in 2025. That means higher borrowing costs could stick around – follow for real talk that saves you money.

May 19, 2025
Moody’s Just Downgraded the U.S. 😳 #shorts #moodys #downgrade
Moody’s just downgraded U.S. credit for the first time in over a decade – and now Treasuries aren’t even considered top-tier debt. That’s driving rates up fast. If you’re thinking about buying or refinancing, this…

May 18, 2025
Jamie Dimon Says Recession Still Possible #Shorts #Recession #JamieDimon
Jamie Dimon Says Recession Still Possible #Shorts #Recession #JamieDimon

May 17, 2025
Can Anyone Afford a Home in 2025? #shorts #MortgageTips #HomeBuyer
It’s 2025 – and owning a home is starting to feel like a fantasy for many. Housing prices are up, supply is low, and wages haven’t kept up.

May 16, 2025
Powell Says Rates Could Stay High #shorts #powell #federalreserve
Powell just signaled that interest rates might stay higher for longer. Tariffs and global shocks are keeping inflation sticky – and that means more pressure on mortgages, credit cards, and loans.

May 16, 2025
$100K for First-Time Buyers in Antioch, CA! #shorts #antioch #downpayment
Antioch, CA is offering up to $100,000 in down payment help for first-time buyers – but you have to act fast. I don’t know if any of my lenders can offer this program, but if you’re interested, talk to a local…
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate
