Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
February 21, 2025
🏡 Home Sales Are Dropping – But Prices Keep Climbing! 😱
Housing market slowdown? Here’s what’s happening! Sales dropped 4.9% in January – buyers are waiting!
February 20, 2025
Reverse Mortgage Myths BUSTED! 🏡💰 Here’s the Truth!
Reverse mortgages aren’t as scary as you think! Myth: “You lose your home.” Truth: You KEEP your home and just tap into the equity. I’ve been doing this for 33 years, and hundreds of my clients have used reverse…
February 20, 2025
Mortgage Rates Are Sneaky! Here’s How to Beat Them 👀💰
Mortgage rates are sneaky – don’t get caught off guard! I’ve been beating the banks for 33+ years, and here’s the secret: SHOP lenders like it’s Black Friday!
February 19, 2025
Fed Delays Rate Cuts?! Here’s Why Mortgage Rates May Stay High!
The Fed just revealed that tariffs could keep inflation high, meaning rate cuts are on hold for now. President Trump is considering 25% tariffs on cars, pharmaceuticals, and semiconductors, and the Fed expects…
February 19, 2025
Can You Buy a $1.25M Home in CA with Just 5% Down?
Buying a home in a high-cost area of California with just 5% down? It’s possible – but the numbers might surprise you! High Balance Conforming Loans (from $806,501 to $1,209,750) come with higher rates and costs, and…
February 18, 2025
That New Car Might Kill Your Mortgage Approval! 🚗💸
That new car might be the reason you can’t buy a home! Lenders care about monthly debt, and a high car payment could kill your mortgage approval. Watch this before you finance your next ride!
February 18, 2025
Banks Are Spying on Your Credit! Here’s How to Stop Them! 🔥 #shorts
Credit card debt is at $1.21 TRILLION, and banks are watching you! Every month, credit card companies do soft pulls on your credit, and if they see too much debt, they might slash your credit limit without warning -…
February 17, 2025
Renting Again or Moving In? The Choice is Yours!
Renting vs. Owning – What’s Your Move? In just 30 days, you could be unpacking in your own home… or getting ready to pay your landlord again. If you have the down payment, buying a home can happen faster than you…
February 17, 2025
How Much Do You REALLY Need to Earn to Buy a Home in California? 🏡💰 #shorts #homebuyer
Thinking about buying a home in California? Here’s how much you need to make with just 3% down! Rates, home prices, and income requirements are constantly changing – so knowing your options is key.
February 15, 2025
You Saved for a House… Then You Checked Rates 😳💀
You FINALLY save up to buy a home… and then you check mortgage rates… Will rates drop? Should you wait? Here’s what you need to know…
February 13, 2025
Drowning in Debt? Your Home Equity Could Save You! 🏡💰
Have questions about buying, refinancing, or tracking your mortgage rate in California?Call or text 925-885-1919, request a video or phone appointment, enroll in free RateAnalyzer rate monitoring, or start our…
February 12, 2025
How Much Do First-Time Homebuyers Pay in California? 🤔🏡
How much do first-time homebuyers REALLY need to pay each month in California? You might be surprised! Here’s what your mortgage payment could look like with just 3% down on homes priced from $400K to $800K.
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate