Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
February 11, 2025
Buy a Home with NO Mortgage Payments? Here’s How!
Buy a home with NO monthly mortgage payments? If you’re 55 or older, you might qualify for a reverse mortgage for purchase! Instead of tapping into home equity later, you can use a reverse mortgage to buy a home…
February 10, 2025
High Credit Card Bills? Here’s How Homeowners Are Escaping! #shorts #debtfree
Credit card debt piling up? If high-interest payments are crushing you, a cash-out refinance could be the solution! Instead of juggling endless bills, you could roll them into your mortgage with a lower rate & save…
February 10, 2025
This One Mistake Could Kill Your Homebuying Dreams! 🚗🏡
One mistake could ruin your chances of buying a home! It’s not this toy car… but a real car payment could kill your mortgage approval. Hold off on financing that new car until after you buy your home! A high car…
February 9, 2025
Why Did Your Fixed-Rate Mortgage Payment Go Up? 💰🏡 #shorts
A fixed-rate mortgage means your interest rate stays the same, but your payment can still change! Property taxes, insurance premiums, or lender adjustments can increase your escrow payments. Let’s talk about your…
February 7, 2025
How Much Do You Need to Earn to Buy a Home in California? 🏠💰
How much do you need to earn to qualify for a home in California? Watch this quick breakdown for homes priced $400K-$1M with 20% down! Ready to start your journey? DM me today!
February 6, 2025
🚨 Federal Workers: The Buyout Could Cost You Your Mortgage!
A judge blocked Trump’s federal worker buyout – for now. But whether it moves forward or not, federal workers need to understand the mortgage risks.
February 5, 2025
Self-Employed? Getting a Mortgage Shouldn’t Be This Hard!
Getting a mortgage when you’re self-employed be like… Lenders already ask for 2 years of tax returns, 12 months of bank statements, and a profit & loss… but now they want a lie detector test proving you’ve never…
February 5, 2025
Are Stated Income Loans REALLY Illegal for Most Homes in 2025?
Think stated income loans are still an option for buying your dream home? Think again! With over 33 years as an independent mortgage broker and a track record of creating patented technology that shapes today’s…
February 4, 2025
How Much Do California Homes Cost? Payments Revealed! #shorts
Thinking about buying a home in California? Check out the monthly payments for homes priced between $400K and $1M with 20% down! Which price point surprises you the most? DM me to explore your options!
February 3, 2025
Trump’s Tariffs PAUSED! Big Deal or Nothing Burger? #shorts #Trump #tariffs
Trump’s new tariffs? Already on pause. Both Mexico and Canada just got a 30-day delay after promising tougher fentanyl enforcement. But was this all just a nothing burger? Let’s break it down – DM me to see how this…
February 3, 2025
Trump Flip-Flops on Interest Rates! What Happens Next? #shorts #trump #powell
Trump just flipped on interest rates! He went from demanding immediate cuts to agreeing with the Fed’s decision to hold steady. But with tariffs on pause and negotiations in play, is this a big deal – or a nothing…
February 2, 2025
Struggling with Debt? Use Your Home’s Equity to Get Ahead! #shorts #cashout #debtfree
Too much debt? Refinancing your mortgage could be the game-changer you need! Use your home’s equity to pay off high-interest credit cards and combine your payments into one lower monthly bill.
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate