Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
October 3, 2026
What Happens When Your LENDER Asks For The SAME Document Again?
When the big online lender asks for the SAME paystubs for the third time… There’s a big difference between being another file in a giant system and working with an independent mortgage broker who actually knows…
October 2, 2026
Are You WASTING Time Focusing on the Mortgage Rate 🏠?
What’s the interest rate?” is NOT the only question you should be asking. I can tell you what you qualify for.
October 2, 2026
Only 29,000 Jobs Added and July Was REALLY NEGATIVE
The September jobs report just landed, and the headline is bad enough: only 29,000 jobs were added. But look underneath the headline.
October 1, 2026
GDP Growth Was MUCH Stronger Than Expected?
The U.S. economy was considerably stronger in the second quarter than we were originally told. GDP growth was revised from a 1.5% annual rate all the way up to 2.2%, while consumer spending was revised higher as well.
October 1, 2026
Why you shouldn’t celebrate low layoff reports #career #economy
FEWER LAYOFFS… BUT NOBODY'S HIRING? The Challenger Job Cuts report looks great at first: layoffs fell sharply.
September 30, 2026
Is the JOB Market Really Fine Now That ADP Beat Expectations?
ADP says private employers added 90,000 jobs in September, beating expectations. But that comes immediately after weaker job-opening data and a huge drop in consumer confidence.
September 30, 2026
INFLATION Numbers Just Changed But Is It Accurate?
The Fed's favorite inflation measure came in cooler than expected. But there's an important detail buried underneath today's PCE report: the methodology used to calculate several components changed, including…
September 29, 2026
Consumer Confidence Just Took a HUGE Hit 🚨
Consumer confidence just fell to its lowest level since 2014 while job openings dropped to 7.08 million. Layoffs aren’t exploding. But employers aren’t hiring aggressively, workers aren’t quitting, and consumers are…
September 29, 2026
JOLTS Report – 7.1 MILLION Jobs Available But Who Is Actually HIRING Now?
The new JOLTS report says there are still 7.1 MILLION job openings in America. But businesses only hired about 5.2 million people.
September 28, 2026
News that will move MORTGAGE RATES this week
BIG WEEK FOR MORTGAGE RATES If you’re watching mortgage rates, buckle up.
September 28, 2026
Why nobody is selling their house right now 🏠😳 #housingmarket #mortgagerates
Think 7.5% mortgage rates automatically mean home prices have to crash? Fed Governor Michael Barr just highlighted something a lot of people overlook:
September 28, 2026
Mortgage Rates JUST Hit 7.50% 😳
Mortgage rates just hit 7.50%. Six days ago: 7.17%.