Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
June 29, 2025
New Recession Signals Are Flashing 🚨 #shorts #recession #fed
Consumer sentiment is falling again, and new recession indicators are lighting up the dashboard. But the Fed? Still pretending everything’s fine. Here’s what this means for mortgage rates, housing, and your next move.
June 27, 2025
Inflation’s Cooling Fast… So Why Won’t the Fed Cut Rates? #shorts #trump #powell
The Fed’s favorite inflation index (PCE) is cooling, but Powell and crew are still dragging their feet. Core PCE’s 3-month run rate is just 1.6%, yet rates remain high. Housing costs are a major problem – especially…
June 26, 2025
US Dollar Hits 3-Year Low – Will a New Fed Chair Save Housing? #shorts #powell #trump
The U.S. dollar just hit a 3-year low – and the markets are finally realizing the Fed might be the problem. Could a new Fed Chair mean lower mortgage rates and a boost for housing?
June 26, 2025
Why You Can’t Use Home Equity If You Lose Your Job (Dodd-Frank Rule Explained) #shorts
Continuing jobless claims are at a 3-year high – yet millions of homeowners still assume they can tap into their equity in an emergency. But under Dodd-Frank’s “Ability to Repay” rule, if you lose your job, you can’t…
June 25, 2025
New Home Sales Crashed 13.7% – But Prices Went UP?! #shorts #realestate #homebuilders
New home sales dropped 13.7% in May – and yet prices went up? Here's what the headlines aren't telling you about this market and why most of the so-called inventory isn't even built yet. If you’re buying new…
June 25, 2025
Trump’s Next Move Could Crash Mortgage Rates 💣 #shorts #trump #economy
Markets are bracing for a chaotic two-week stretch with Trump’s tax plan, more tariffs, and the Fed in the spotlight. Here's why mortgage rates, inflation, and housing affordability could swing fast – and what you…
June 24, 2025
Zillow vs Compass: Who’s REALLY Trying to Control Real Estate? #shorts #zillow #compass
Zillow and Compass are suing each other – but it’s not about consumers. It’s about control. Here’s what this lawsuit really means for buyers, agents, and the housing market.
June 24, 2025
Home Prices Are Dropping? Not So Fast… #shorts #caseshiller #homeprices
Home prices dipped 0.4% month-over-month – but wait! That’s only on a seasonally adjusted basis. The real data still shows gains. Here’s what the Case-Shiller and FHFA reports reveal – and why buyers should be paying…
June 24, 2025
Powell Says No Rate Cut Yet – But Main Street Is Hurting #shorts #powell #trump
Powell says we’re “not ready” to cut rates – meanwhile, Main Street is getting crushed. In this video, I break down the Fed’s faulty data and why rate cuts may come faster than they’re letting on. Follow for real…
June 23, 2025
Huge Week for Rates: Powell Testifies, PCE Report, and Housing Data Drop #shorts #powell #economy
Huge data week ahead: Existing & new home sales
June 20, 2025
Fed Governor Waller: Rate Cuts Could Start in July 😳📉 #shorts #Fed #Waller
Fed Governor Waller just broke ranks – calling for interest rate cuts as early as July. Could he be the next Fed Chair? His aggressive stance might mean lower rates and more stability for buyers, homeowners, and…
June 20, 2025
Disaster Relief Is Making the Housing Crisis Worse 😳 #shorts #FEMA #housingcrisis
Disaster relief sounds like a good thing – until it wrecks the housing market. In wildfire and hurricane zones, rebuilding with government money often drives prices up and locals out. Learn what this means for…
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate