Quick, plain-English takes on mortgage rates, the housing market, refinancing and reverse mortgages from Russell McDonald and the team at Wymac Capital. New videos are added regularly. Subscribe on YouTube.
May 1, 2025
JUST DO IT – Refinance That Debt! #shorts #debt #MortgageTips
Still carrying credit card debt with $250K in equity sitting in your home? What are you waiting for?! JUST DO IT! Consolidate and save thousands a month.
April 30, 2025
Private Job Growth COLLAPSES: Just 62K Added! #shorts #jobs #economy
Private employers only added 62,000 jobs in April – way below expectations. Is this a warning sign for the economy… and for mortgage rates? Let's break down what it means and how to stay ahead.
April 30, 2025
U.S. Economy Just Shrunk – What You Need to Know 🧠💥 #shorts #GDP #tariffs
The U.S. economy just SHRANK for the first time in 3 years GDP fell by 0.3% in Q1 2025 – trade deficits, slower consumer spending, and pre-tariff stockpiling played a big role. If you're buying or refinancing a home,…
April 29, 2025
Consumer Confidence CRASHES to 2011 Levels! #shorts #economy #mortgagetips
Consumer confidence is crashing – and when people pull back, mortgages and lending tighten too. Plan smart while your options are still strong.
April 29, 2025
Home Prices UP 3.9% – No Crash in Sight! #shorts #HomePrices #MortgageTips
Home prices are still rising – not falling. Both Case-Shiller and FHFA just showed 3.9% appreciation over the past year.
April 28, 2025
Borrowing to Buy Groceries? Plan Smarter NOW #shorts
More Americans are borrowing just to buy groceries. When budgets get this tight, your options shrink – fast. Plan ahead while you still can.
April 28, 2025
Companies Are Cutting Back – Act Now! #shorts #economy #tariffs
Companies are cutting spending – and it could mean tougher lending and slower growth ahead. Be strategic about your home financing now – not when it’s too late.
April 27, 2025
Still Paying 25% Interest? Here’s the Fix #shorts #refinance #debtfree
Credit card debt is at an all-time high – but your home equity could be the answer. Consolidating debt with a mortgage could save you thousands every month.
April 25, 2025
Spending Surge? It’s a Mirage… #shorts #tariffs #mortgagetips
Consumer spending looks strong – but it's a mirage. Car sales jumped ahead of Trump’s new tariffs, but the rest of the economy is slowing down.
April 24, 2025
Home Sales Just Hit 2009 Levels 😳 #shorts #homebuyers #mortgage
March 2025 home sales just dropped to their lowest March level since 2009. Prices are up. Inventory is up. But buyers are pulling back.
April 23, 2025
Double Mortgage Hack for Married Couples 👀💰 #shorts #househack #mortgage
Mortgage hack for power couples: Spouse #1 buys a home solo. Later, Spouse #2 does the same.
April 22, 2025
IMF Slashes Growth Forecasts – What It Means for You #shorts #economy #IMF
The IMF just slashed global growth forecasts – and that could hurt mortgage rates, job growth, and buyer confidence. If you’re planning to buy or refinance, this is your heads-up.
Russell McDonald | NMLS 290837 | Broker CA DRE 01150730
Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628
Real Estate Broker – CA Dept of Real Estate